Millionaire for Life
Millionaire for Life is a new annuity lottery with a top prize of $1 million a year for life. Learn everything you need to know about the daily game, launching on February 22, 2026.
How to Play Millionaire for Life
It couldn’t be much simpler to play Millionaire for Life. Follow the steps below to take part.
- 1. Select five main numbers from 1 to 58, plus an extra number from a separate set of 1 to 5. If you’d prefer to have a random selection, go for a Quick Pick instead.
- 2. Decide how many drawings to enter. You can play your numbers in just the next draw, or multiple consecutive drawings to make sure you don’t miss out.
- 3. Pay for your tickets before the cut-off time in your state. Millionaire for Life costs $5 per play.
Drawings take place at 10:15 PM CT every day, with the numbers produced via a digital draw system. The exact rules, such as ticket cut-off time, minimum age to play and multi-draw options, differ from state to state.
Buy your tickets for Lucky for Life online at Jackpot.com - it's far easier and more secure than playing at a store. Get started by selecting the 'Enter Now' button on this page.
Jackpot.com is a courier service, so they buy your lottery tickets for you. Here's how the process works:
Pick your Lucky for Life numbers on Jackpot.com or via the Jackpot Lottery App.
Pay for your entries and Jackpot.com’s fulfilment team then purchases the lottery ticket for you.
An image of the ticket is uploaded to your account as proof of purchase. The ticket itself is stored in a fireproof safe at a secure facility.
Your tickets are checked for you as soon as the draw has taken place and winnings of up to $600 are deposited into your account.
Winning tickets worth more than $600 are safely delivered to you so that you can claim from a state lottery office.
Millionaire for Life Odds and Prizes
There are nine different ways to win in Millionaire for Life, so the overall odds of getting a prize are very favorable at approximately 1 in 8.4. To win the jackpot of $1,000,000 a year for life, you must match all the numbers. If you get all the main numbers and just miss the bonus, you’ll still receive $100,000 a year for life.
There’s also the option to take either of the top prizes as a one-time payment if you would prefer. The cash option for the jackpot is $18 million, and for the second prize it is $2.2 million. All the other categories have fixed payouts. The following table shows all the odds and prizes.
| Numbers Matched | Prize | Odds of Winning | |
|---|---|---|---|
| 5 + 1 | $1 million a year for life (Cash option $18 million) | 1 in 22,910,580 | |
| 5 | $100,000 a year for life (Cash option $2.2 million) | 1 in 5,727,645 | |
| 4 + 1 | $7,500 | 1 in 86,455 | |
| 4 | $500 | 1 in 21,614 | |
| 3 + 1 | $250 | 1 in 1,663 | |
| 3 | $50 | 1 in 416 | |
| 2 + 1 | $25 | 1 in 98 | |
| 2 | $8 | 1 in 24 | |
| 1 + 1 | $8 | 1 in 16 | |
| The overall odds of winning a Millionaire for Life prize are 1 in 8.47 based on a $5 wager | |||
The top prize is divided equally between winners if there are multiple tickets that match all the numbers, but the second prize will only be reduced in the unlikely event that there are more than 20 winners.
Millionaire for Life States
Millionaire for Life is a multi-state lottery played in many different jurisdictions across the U.S. It has been brought in to replace Cash4Life and Lucky for Life, so it is offered by most of the states that offered one of those annuity games. The full list of participating states is shown below.
Arkansas, Colorado, Connecticut, District of Columbia, Georgia, Idaho, Iowa, Indiana, Kansas, Kentucky, Maine, Massachusetts, Michigan, Mississippi, Montana, Nebraska, North Carolina, North Dakota, New Hampshire, New Jersey, New York*, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Virginia, Vermont, West Virginia, Wyoming.
*New York's participating is pending regulatory approval.
Millionaire for Life FAQs
How long do the payments last? Prize payments for the top two prizes last for a lifetime. There is also a minimum period of 20 years, so if a winner dies before this time the rest of the money will go to their estate.
How do I claim a prize? You can claim prizes up to $600 directly from authorized retailers in the state where you bought your ticket. For larger amounts, you’ll need to claim by mail or go to a claim center.
What’s the time limit for claiming prizes? The claim period is different in each participating state, but the deadline is usually 180 days or one year after the draw.
Information and Winning Numbers provided by Millionaire-for-life.com